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Documentary collection

Documentary collectionDocumentary Collection

DEFINITION of 'Documentary Collection'

Letter Of Credit

Bill Of Exchange

BREAKING DOWN 'Documentary Collection'

A key document in documentary collections is the bill of exchange or draft, which is a formal demand for payment from the exporter to importer. D/Cs can be classified into two types, depending on when payment is sought by the exporter: 1) documents against payment (D/P), which requires the importer to pay the face amount of the draft at sight, or 2) documents against acceptance (D/A), which requires the importer to pay on a specified future date.

In a D/P collection, the exporter ships the goods and then gives the shipping documents to his or her bank (which is also known as the remitting bank). The bank forwards these documents to the importers bank (known as the collecting bank), which will only release the documents to the importer on receipt of payment for the goods. The collecting bank then remits the funds to the exporters bank for payment to the exporter.

A D/A collection differs from a D/P collection because the exporter extends credit to the importer through a time draft in the latter case. Once the importer signs the time draft which becomes a binding obligation to pay by the due date shown on the draft because of the signed acceptance the documents are released to the importer. The collecting bank contacts the importer on the due date for payment, which upon receipt is remitted to the exporters bank for payment to the exporter.

The exporters risk is obviously higher in the D/A collection process, since the exporter has no control over the goods after the importers acceptance and may not get paid for them.

In terms of risk, D/Cs are much safer than an open account but have fewer safeguards than a letter of credit. since the banks neither guarantee payment nor verify document accuracy and authenticity. These features can be exploited by fraudsters posing as either the exporter or importer. As a result, D/Cs are not recommended for exports to nations that are politically or economically unstable. Overall, because of their lower cost and simple process, D/Cs are best suited for established trade relationships in sound export markets, and for transactions involving ocean shipments rather than air or land shipments which are more difficult to control.

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Forex traders leads

Forex traders leadsForex Traders Leads

Forex Traders Leads : would our list of Forex traders includes their first and last names and telephone numbers e-mail addresses website opt in information and much more. This list was extremely expensive to come by and includes a downloadable e-mail list of Forex stock traders. Marketing to a list of Forex traders just got easier with our brand-new Forex traders e-mail list for sale. Includes thousands of records that contain vital data and information regarding recently signed up Forex currency exchange traders e-mail addresses. A current list of currency exchange traders and Forex traders are now available for immediate download in our members only area. We also have other investor lists available such as our CBS Market Watch Investor List, Our Day Trading Stock Investor List and our High Net worth Investor Lists as Well.

SAMPLE LEADS: Simply Fill Out The Form Below to Receive a Sample of This and Other Databases!

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Swiss companies and currency brokers bleed

Swiss companies and currency brokers bleedSwiss companies and currency brokers bleed

Swiss stocks plunged again and currency brokers licked their wounds Friday as markets reeled from the country's shock move to stop pegging the franc.

In one of the most dramatic central bank announcements in recent memory, the Swiss National Bank (SNB) scrapped a three-year cap on the value of the franc against the euro, introduced in 2011 during the eurozone crisis to limit the flow of cash into the country.

Switzerland was worried at the time that a rapid appreciation in its currency would slam exporters and cause deflation in its economy.

But that's precisely what it got in the wake of Thursday's news, which analysts said was likely triggered by the realization that the cap would be impossible to defend once the European Central Bank (ECB) starts printing money to stimulate the eurozone economy.

"One thing is clear regarding yesterday's SNB action, something was said or hinted in conversation between the SNB and ECB that spooked the SNB," said Peter Rosenstreich, head of market strategy at Swissquote, the country's largest online bank. "[It] scared them so much that abandoning the minimum exchange rate. was the chosen policy path."

The franc soared by as much as 30% at one point, before settling later in the day at around parity to the euro, still up 20%. On Friday it was holding steady at that elevated level.

Companies, investors and brokers were taken completely by surprise, and many will be struggling to figure out the impact on their businesses. At least two currency traders have gone out of business as a result, and another warned it may not have enough cash to continue.

Multinational companies such as Nestle ( NSRGF ). Novartis ( NVS ). Roche ( RHHBF ) and Swatch ( SWGAY ) are likely to be among the hardest hit exporters.

"Words fail me," said Swatch CEO Nick Hayek. "[The] SNB action is a tsunami; for the export industry and for tourism, and finally for the entire country."

New Zealand's Global Brokers Ltd said losses on client accounts had completely wiped out its capital and it would be unable to resume trading. In the U. K. Alpari said it was unable to cover client losses, leaving it insolvent.

FXCM ( FXCM ). a leading global currency broker, said "unprecedented volatility" wiped out its equity. It now has a negative equity balance of $225 million. That's money that customers owe to the company.

Interactive Brokers Group ( IBKR ) said its customers lost around $120 million due to the sudden move in the franc. Shares tumbled Friday.

Multinational companies such as Nestle ( NSRGF ). Novartis ( NVS ). Roche ( RHHBF ) and Swatch ( SWGAY ) are likely to be among the hardest hit exporters.

CNNMoney (London) January 16, 2015: 1:22 PM ET

Settlers of catan basic strategy

Settlers of catan basic strategySettlers of Catan Basic Strategy

Like most games, a successful strategy is required to win at Settlers of Catan. On this page I will discuss many strategies I have seen/employed, starting with the basics and then moving onto more advanced topics. You should have played Settlers of Catan at least once before reading this page as I will be assuming you have a firm grasp on all the rules. Without further adieu, here are six basic tactics which will greatly improve your game.

1.) Expand early - In Settlers the earlier you build a settlement, the more resources it will provide overall. So, focus first on building more settlements before you start going for longest road or buying development cards. Also, you should make sure to expand into areas where you are contending with other opponents over a spot for a settlement first, if you think you have a good chance of getting that settlement before they do. Finally, though building cities is a form of expansion because it increases your resource production, it is generally better to build a settlement in the early game since settlements increase the variety of resources you generate and also take away the opportunity for your opponents to generate those resources.

2.) Brick for the win - In a game of Settlers of Catan which does not include any major expansions (Seafarers or Cities and Knights), brick is the most valuable resource. There are only 3 brick and 3 ore tiles while there are 4 of every other type. While ore is necessary for cities (which you need at least one of to win), brick is necessary for roads and settlements, both of which are the cornerstone of early expansion, which is absolutely necessary to win. So, since there are less brick tiles, and it has a larger demand than rock, it is the most valuable resource on average and you should remember this while trading. Towards the end of the game, however, it loses some of its value. But early on you should recognize its importance and use in trading and your placement of the first settlements. Keep in mind that wood is also extremely important in the early game, though not as important as brick since there will generally be more wood around. Finally, while this advice is good for most games, ignore it if you are playing a game in which there is a huge surplus of brick. Just remember that overall brick is the most useful resource out of the five.

3.) Trading for fun and profit - Being a shrewd trader in Settlers of Catan is a big part of winning. To do this you should trade intelligently and trade aggressively. Trading intelligently means making sure that in every trade you make, you are progressing further than your opponents. So, it's fine to do pretty much any trade with a player 3 or more victory points behing you, though a trade with a player who has more victory points that you should be regarded carefully because you don't want to help them more than you help yourself. Trading intelligently also requires that you watch all your opponents and keep track of what resources they have (to the best of your ability) and what resources you think they are looking for. Trading aggressively means that you trade as often as you can, without enabling your opponents. Every time you trade you should be helping yourself. When two of your opponents trade with each other, that is two people you are competing with who have just been given advantages. If you are part of a trade only one opponent is being helped, so you should always try to be part of a trade before an opponent (as long as the trade is an intelligent one). Trading in general also requires that you evaluate the board and see which resources are going to be rare, and which will be abundant. Then make sure to treat the rare resources as more valuable in order to get a greater deal for them. Don't be afraid to ask for 2, or even sometimes 3 resources in return for a single rare one. Trading well is a skill you will learn over time, but remember to be intelligent and aggressive and your progress will be much quicker.

4.) The robber: how to lose friends in five seconds or less - Ah the robber, that pesky unit which you hate to see next to your city on that 6 brick, but love to see stealing from your opponents. The robber is a means for players to keep one another from getting too far ahead of the pack. However, many times when you roll a 7 there won't be a runaway leader and you will need to decide where to place it. Here is some advice for these cases. First, you should be placing a robber on a tile with a 5,6,8, or 9 since it will deprive your opponents of more resources that way. Second, if an opponent is currently competing directly with you for a spot to build a settlement, try to target them with the robber. Third, try to place the robber on someone you know has a rare resource, or a high amount of a certain resource you are in need of at the time. Fourth, try to hurt as many opponents as possible when placing the robber by placing it on a tile which 2 or three opponents have cities/settlements on. Fifth, and finally, target cities over settlements with the robber since it will stop more resources from being produced that way.

5.) Where, oh where, should my settlement be? - In my opinion the most important decisions you will make in Settlers of Catan are the placements of your two starting settlements. It's so important that I have created a guide on this sole topic for your viewing. At the end of placing the settlements, some players have already lost the game because their settlements are on poor production tiles and/or they have little room for expansion. So, no pressure, but you better not drop the ball on that initial placement. How to place your settlements is very dependent on which place you are in for the order of placement. If you are first or second, then you should pick the best available spot on the board. The best spot on the board is the one which has three different resources on it (hopefully one of which is brick or wood, though if two are wheat and ore that is nice as well) and a total number of dots on the three tiles next to the spot equal to 12 or 13. If you haven't noticed already, each number which you place on a tile has some dots below the number. The more dots on a number, the more likely it will be rolled. So, something like a spot next to wood, brick, and sheep with a 6, 9, and 5 is an amazing spot, possibly the best you will ever see. There should only be one or two of those on the whole board. The first two placements should follow this advice fairly strictly. The third and fourth players' placements are where things get interesting. At this point all the obvious best placements should have been taken up. Now you are left with some locations that have a 6 or an 8 next to it and then things like 10, 4, 3, and 11's. So, the actual resources on the tiles becomes more important in your selection. Now put a little more value on the resources which will be rare in the game and place accordingly. Also, look for high-producing tiles of a resource close to a 2:1 port of that same resource. The fourth player should especially look for a good way to take advantage of a 2:1 port since they will know exactly where both of their settlements are going. All placements before this one should not put much emphasis on a nearby port.

As settlement placement comes back around continue to try to maximize the amount of dots you get with your settlement. However, try to not place a second settlement on the same numbers your first is already on. This causes your resources to come in large bursts which will more easily be lost due to a seven being rolled. Also, try to add some variety to the resources your settlements are next to, or try to get a lot of a single resource if you are near a port for that type. Finally, try to place your settlement somewhere near a couple decent spots to build new settlements on. The right decision for settlement placement differs each game, and most often must be evaluated on a situation-by-situation basis. However, following these tips will help, and always remember that it is usually better to put a settlement on a spot with more dots than base the placement on the type of resources it provides.

6.) Three roads to victory - After playing a couple of games of Settlers of Catan you will notice that there are 2 distinct paths to victory, and a possible third which walks the line between the two. The first way to victory is one where you build a lot of settlements and get the longest road. This one relies heavily on brick and wood and needs very little wheat or rock. To win using this strategy place your initial settlements such that you get a lot of brick or wood and some access to the other. Also, make sure you have plenty of space nearby to expand to. Then, start building settlements as fast as possible, pausing at some point in the middle to build one or two cities. Once you are at 6-7 victory points start making a real push for the longest road if you don't already have it. If either brick or wood are very rare in this game and you aren't on the largest supply of them, this strategy will probably not work for you. However, I have found it to be the most effective when it is possible to use.

The next major strategy is to build a lot of cities and get the largest army. This requires that your initial two settlements are placed on good supplies of ore and wheat, ore being the more important of the two. To begin you should try to build a quick settlement either on a nearby port, or on a good spot ore/wheat/sheep nearby. Then, focus on building cities, and buy one development card almost every time you get the chance. Since getting largest army is much harder than largest road (due largely to the fact you can only play one soldier card per turn), you need to start building your army in the early game. After building one or two cities you should focus on building one more settlement. Then, stay put and focus on getting all four of your cities built and keeping largest army. If you're lucky you might even get a couple of victory points from development cards along the way. Remember, never show these until the turn on which you declare victory. This strategy will fail if you do not have good initial placement which gives you plenty of ore. Some people argue this strategy is hurt more easily by the robber. While this is true, you will have plenty of soldier cards which you can use to move it off your cities. Remember that you can play a soldier card on your turn before rolling the dice.

The last strategy is a mix between the above two. I find that I use the first strategy the most, and this one the next most often. The trick to this one is making sure you are always on a wide variety of resources which produce well. It grants you greater flexibility to the changing winds of the game, but its greatest weakness is it is harder to get largest army or longest road using it. It is almost necessary for you to have one of these two bonuses in order to win. So, at some point early in the game while using this strategy, you need to pick which of these two bonuses you will strive for and hold back from pouring resources into the other. This strategy works well when neither of the above two is available, but requires better skills at trading.

Okay, the above seems like a lot, but most of it is common sense and I bet you have already deduced much of it after your first couple of games. I suggest you go play a couple more games with the above tips in mind, and once you think you've got a handle on them, dive into my advanced strategy page. Good luck.

Highland global trading pty ltd

Highland global trading pty ltdSouth Africa

WE ARE HIGHLAND GLOBAL TRADINGS PTY LTD

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Buy forex signals

Buy forex signalsBuy Email Lists

Can you send your AD to Million Email addresses without being accused of SPAM?

Sure. This is why we call it Opt-In EMail Marketing Everybody can do this. It is legal and easy.

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The E-mail Marketing industry is expected to grow from a $2.1 billion industry to a $7.3 billion in few years. This is because it is fast, cost effective, and provide iimmediate feedback.

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Opt-In leads Marketing is the newest form of advertising and marketing available. It involves sending targeted e-mails to solicit a product or service to people who have agreed to receive these mailings.

The idea behind Opt-In E-mail Marketing is that you will get more per dollar spent than any other form of advertising. Whether your goal is customer acquisition, branding, or surveying, you simply will not get more consistent results from any other form of media purchasing. E-mail doesnt have the printing or postage costs of direct mail, and has been found to go further in a companys branding efforts than dollars spent on TV or radio ads.

Send your e-mails to more than 2,600,000+ TARGETED potential customers EVERY DAY! That means over 78,000,000+ prospects each month (and growing!). All our Email Lists are 100% Opt-in and completely legal to be used. Your ad will reach only those prospects who have asked to be included in Opt-in Email Lists for people interested in new business opportunities, products and services.

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Welcome to our artist trading card(atc)community forums!our focus is on friendly atc and mail art

Welcome to our artist trading card(atc)community forums!our focus is on friendly atc and mail artWelcome to our Artist Trading Card (ATC) community forums! Our focus is on friendly ATC and mail art trading and swapping in a relaxed and welcoming atmosphere. Everyone is welcome here. All mediums are welcome too--stamping, painting, drawing, collage, mixed media, fabric, clay--you name it, we do it! And we don't just trade ATCs; there is a lot going on here. This includes chunky books, inchies, rinchines, twinchies, charms, art journals, altered art, Rolodex and rolo trading, and much more. We also have a gallery and trader rating system to facilitate trading between members and keep our community growing. We hope that you will join our family of art lovers and join us in trading art!

Congratulations to: joboflores1 who won the September ATC Contest. The winning card is shown above.

Contests at Atcsforall

Monthly ATC Contest!

Each month we have a themed ATC contest in which everyone can participate.

Directions and information on the contests can be found in the Monthly Contest Forum.

ATCs are voted on by the members, and the winner scores a prize packet and goody bag packed to the brim with art-related goods and empherma.

Forex buy

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Forex Trading Signals

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Free forex currency tips

Free forex currency tipsFree FOREX Currency Tips

Forex Markets ot the currency markets are one of the most widely growing markets of the world. Trading activities are increasing day by day to an enormous level. With very high liquidity and trading action the international currency markets are being given more and more attention by traders world wide. More traders on a daily basis speculate in the FOREX futures on the exchanges as well as people come here to hedge their business positions the exporters and the importers.

Apache2test pagepowered by centos

Apache2test pagepowered by centosApache 2 Test Page

This page is used to test the proper operation of the Apache HTTP server after it has been installed. If you can read this page it means that the Apache HTTP server installed at this site is working properly.

If you are a member of the general public:

The fact that you are seeing this page indicates that the website you just visited is either experiencing problems or is undergoing routine maintenance.

If you would like to let the administrators of this website know that you've seen this page instead of the page you expected, you should send them e-mail. In general, mail sent to the name "webmaster" and directed to the website's domain should reach the appropriate person.

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You are free to use the images below on Apache and CentOS Linux powered HTTP servers. Thanks for using Apache and CentOS!

Forex-gold trading

Forex-gold tradingForex Trading in Pakistan

Benefits for attending the course: This field has a critical importance for financial institutions, investment companies and stock traders.

Understanding the importance and function of Foreign exchange Gold market

Stock traders/Investors can enhance their Fundamental and technical analysis skills

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Learn to create and maintain a diversified investment portfolio

Acknowledgement certificate would be awarded to course participants

Benefits for Gold traders and investors

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This course includes following topics:

Introduction of Foreign Exchange Market

Introduction of Gold Market

Factors which affect the Foreign Exchange/ Gold Market

Fundamentals Analysis

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Techniques Strategies of trading in Gold Forex

Foreign Exchange Market

Gold Market

Factors which affect the Foreign Exchange/ Gold Market

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Training and development strategy

Training and development strategyTraining And Development Strategy

Hii, Predo

Its my pleasure to introduce myself

I am Natasha Sahani from Prodigy Ankitt Sharma Foundation For Intelligent Living

We render corporate/commercial police trainings all on various aspects

First of all you need to design a TD Stratergy for your orgn as a trainer/a HR person or as the director

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Mail me at

By the way for the starters let me just advise you

According to Employement Exchange Act 1959

Apperntice Act 1961

Its mandatory for every organisation to provide four man days of trainning to evry employee

Out of which 2 days can be of technical competency the remaining two of Self development